Debt affects nearly every American household, yet many people still feel embarrassed or fearful about their financial situation. This shame can make individuals susceptible to debt collector scare tactics—threats of lawsuits, wage garnishment, or arrest that are often exaggerated or outright illegal. According to 2025 reports, nearly half of Americans carry monthly credit card debt, making them frequent targets for these manipulative practices. The Wood Law Firm is committed to educating and defending consumers against abusive collection behavior. Learn how to identify, respond to, and stop these tactics legally at Protection for Consumers
